• Contact us
  • About us
  • Digital edition
  • Online archive
Saturday, July 12, 2025
Cumberland and Westmorland Herald
  • News
    Councils ask for planned mayoral election to be postponed

    Councils ask for planned mayoral election to be postponed

    Leo Group owner completes epic cycling challenge for MND research

    Leo Group owner completes epic cycling challenge for MND research

    Support for Penrith Mountain Rescue Team after charity box stolen

    Support for Penrith Mountain Rescue Team after charity box stolen

    Inspiring Penrith teacher Dawn Coates retires after 26 years

    Inspiring Penrith teacher Dawn Coates retires after 26 years

    Use it or lose it: Urgent appeal for people to get on the bus

    Use it or lose it: Urgent appeal for people to get on the bus

    Penrith’s Enterprise Hub plans start to take shape

    Penrith’s Enterprise Hub plans start to take shape

    Nurturing Eden school praised by Ofsted

    Nurturing Eden school praised by Ofsted

    Inflation and the impact on savings

    Inflation and the impact on savings

    Celebrating Alston’s heritage heroes

    Celebrating Alston’s heritage heroes

  • Sport
    Success for fighting squad

    Success for fighting squad

    Penrith skipper Nicky Burns calls on team to keep winning

    Penrith skipper Nicky Burns calls on team to keep winning

    £100,000 target for new changing rooms extension

    £100,000 target for new changing rooms extension

    Medal success for Upper Eden tug-of-war team

    Medal success for Upper Eden tug-of-war team

    Eden man competes in Hyrox World Games

    Eden man competes in Hyrox World Games

    Double national triumph for Stuart Robinson

    Double national triumph for Stuart Robinson

    Patterdale’s Eden Eagles make history

    Patterdale’s Eden Eagles make history

    Penrith teen crowned British vault champion

    Penrith teen crowned British vault champion

    Penrith gymnasts represent North of England in finals

    Penrith gymnasts represent North of England in finals

  • Obituaries
  • Nostalgia
  • Online archive
  • Buy Photos
  • Buy your paper
  • North Lakes Living
No Result
View All Result
Cumberland and Westmorland Herald
  • News
    Councils ask for planned mayoral election to be postponed

    Councils ask for planned mayoral election to be postponed

    Leo Group owner completes epic cycling challenge for MND research

    Leo Group owner completes epic cycling challenge for MND research

    Support for Penrith Mountain Rescue Team after charity box stolen

    Support for Penrith Mountain Rescue Team after charity box stolen

    Inspiring Penrith teacher Dawn Coates retires after 26 years

    Inspiring Penrith teacher Dawn Coates retires after 26 years

    Use it or lose it: Urgent appeal for people to get on the bus

    Use it or lose it: Urgent appeal for people to get on the bus

    Penrith’s Enterprise Hub plans start to take shape

    Penrith’s Enterprise Hub plans start to take shape

    Nurturing Eden school praised by Ofsted

    Nurturing Eden school praised by Ofsted

    Inflation and the impact on savings

    Inflation and the impact on savings

    Celebrating Alston’s heritage heroes

    Celebrating Alston’s heritage heroes

  • Sport
    Success for fighting squad

    Success for fighting squad

    Penrith skipper Nicky Burns calls on team to keep winning

    Penrith skipper Nicky Burns calls on team to keep winning

    £100,000 target for new changing rooms extension

    £100,000 target for new changing rooms extension

    Medal success for Upper Eden tug-of-war team

    Medal success for Upper Eden tug-of-war team

    Eden man competes in Hyrox World Games

    Eden man competes in Hyrox World Games

    Double national triumph for Stuart Robinson

    Double national triumph for Stuart Robinson

    Patterdale’s Eden Eagles make history

    Patterdale’s Eden Eagles make history

    Penrith teen crowned British vault champion

    Penrith teen crowned British vault champion

    Penrith gymnasts represent North of England in finals

    Penrith gymnasts represent North of England in finals

  • Obituaries
  • Nostalgia
  • Online archive
  • Buy Photos
  • Buy your paper
  • North Lakes Living
No Result
View All Result
Cumberland and Westmorland Herald
No Result
View All Result
Home News

High Court ruling over insurance policies ‘positive step forward’ for tourism businesses

by CWH
22 September 2020
in News
A A
Share on FacebookShare on Twitter

A new High Court ruling could be a positive step forward for some tourism businesses who were denied business interruption insurance at the beginning of the coronavirus pandemic, said the county’s tourism leaders.

Cumbria Tourism said yesterday’s ruling, which said some insurers should have paid out for losses caused by the coronavirus lockdown, offered operators a ‘glimmer of hope’.

The test case was brought by the Financial Conduct Authority.

The ruling concluded that most – but not all – ‘disease clauses’ in the 21 types of policy wording from eight insurers do provide cover for businesses affected by COVID-19.

Earlier this summer, Cumbria Tourism worked alongside partners including the Federation of Small Businesses, to gather local case studies and evidence around business insurance.

The research revealed that 75 per cent of all tourism businesses were unable to make a claim, despite 93 per cent having insurance cover for infectious diseases.

Jim Walker, chairman of Cumbria Tourism, said: “Cumbria Tourism has lobbied very hard to highlight this issue at a national level and I think this latest High Court ruling will be cautiously welcomed by those tourism operators who paid their business interruption insurance in good faith and feel they lost out at the beginning of the pandemic.

“We hope the judgement will help to resolve the uncertainty being faced by policyholders, but at the same time, it is likely to just be the start of a lengthy process and it is still unclear how many more policies it will ultimately affect.

“The FCA and defendant insurers are now considering exactly what the High Court means and we will certainly be keeping a close eye on this as it progresses.”

Keswick B&B owner, Gary Lovatt, is the FSB’s national lead on the issue of business interruption insurance.

He said: “This is a win for small businesses, but possibly only a partial win.

“There is still the possibility for either side in this case to go to the Supreme Court to appeal, but given that the High Court has very speedily given its judgement in this complex matter, we hope that insurance companies will not prolong the pain by taking this to appeal.

“Although the potential payments may be, in general, relatively small amounts, they could be fundamental to some businesses’ survival.”

Related Posts

Councils ask for planned mayoral election to be postponed
News

Councils ask for planned mayoral election to be postponed

11 July 2025
Leo Group owner completes epic cycling challenge for MND research
News

Leo Group owner completes epic cycling challenge for MND research

11 July 2025
Support for Penrith Mountain Rescue Team after charity box stolen
News

Support for Penrith Mountain Rescue Team after charity box stolen

11 July 2025
Inspiring Penrith teacher Dawn Coates retires after 26 years
News

Inspiring Penrith teacher Dawn Coates retires after 26 years

11 July 2025
Use it or lose it: Urgent appeal for people to get on the bus
News

Use it or lose it: Urgent appeal for people to get on the bus

11 July 2025
Penrith’s Enterprise Hub plans start to take shape
Latest

Penrith’s Enterprise Hub plans start to take shape

11 July 2025
No Result
View All Result

Stay connected

Facebook Twitter Instagram

Most popular

Looking back to 1986

Looking back to 1986

11 July 2025
Success for fighting squad

Success for fighting squad

11 July 2025
Use it or lose it: Urgent appeal for people to get on the bus

Use it or lose it: Urgent appeal for people to get on the bus

11 July 2025
Man arrested after assault in Penrith town centre

Man arrested after assault in Penrith town centre

11 July 2025
Leo Group owner completes epic cycling challenge for MND research

Leo Group owner completes epic cycling challenge for MND research

11 July 2025
Councils ask for planned mayoral election to be postponed

Councils ask for planned mayoral election to be postponed

11 July 2025
Cumberland and Westmorland Herald Logo

33 Middlegate
Penrith
Cumbria
CA11 7SY

Phone: 01768 862313
Email: news@cwherald.com

Registered in England as Barrnon Media Limited. No: 12475190
VAT registration number: 343486488

Explore

  • News
  • Sport
  • Farming
  • Property
  • Obituaries
  • Nostalgia
  • Your view

Useful links

  • Contact us
  • Photosales
  • Online archive
  • Buy your paper
  • Digital edition
  • North Lakes Living
  • Advertise
  • About us

Follow us on

© Barrnon Media Limited 2025

Terms & Conditions / Privacy Policy / Cookie Policy

This website and its associated newspaper are members of the Independent Press Standards Organisation
Review Your Cart
0
Discount
Add Coupon Code
Subtotal
Total Installment Payments
Bundle Discount
Checkout

 
0
No Result
View All Result
  • Home
  • News
  • Sport
  • Obituaries
  • Nostalgia
  • Online archive
  • more
    • North Lakes Living
    • Buy Photos
    • Buy your paper
    • About us
    • Contact us

© 2020 Cumberland & Westmorland Herald