• Contact us
  • About us
  • Digital edition
  • Online archive
Tuesday, July 8, 2025
Cumberland and Westmorland Herald
  • News
    Long-awaited go-ahead for A66 dualling scheme

    Long-awaited go-ahead for A66 dualling scheme

    Extinction Rebellion protest outside insurance brokers

    Extinction Rebellion protest outside insurance brokers

    Lake District mountain rescue volunteers called for missing man searching for lost phone

    Lake District mountain rescue volunteers called for missing man searching for lost phone

    Man arrested after assault in Penrith town centre

    Man arrested after assault in Penrith town centre

    Changes to lease accounting – how will this impact your financial statements?

    Changes to lease accounting – how will this impact your financial statements?

    Man fined £100 for using cashpoint in car park

    Man fined £100 for using cashpoint in car park

    Honour for man who devoted his life to Greystoke

    Honour for man who devoted his life to Greystoke

    Sheep breeder’s successful debut at Royal Highland Show

    Sheep breeder’s successful debut at Royal Highland Show

    Global engineering firm Babcock supports Eden charity

    Global engineering firm Babcock supports Eden charity

  • Sport
    Penrith skipper Nicky Burns calls on team to keep winning

    Penrith skipper Nicky Burns calls on team to keep winning

    £100,000 target for new changing rooms extension

    £100,000 target for new changing rooms extension

    Medal success for Upper Eden tug-of-war team

    Medal success for Upper Eden tug-of-war team

    Eden man competes in Hyrox World Games

    Eden man competes in Hyrox World Games

    Double national triumph for Stuart Robinson

    Double national triumph for Stuart Robinson

    Patterdale’s Eden Eagles make history

    Patterdale’s Eden Eagles make history

    Penrith teen crowned British vault champion

    Penrith teen crowned British vault champion

    Penrith gymnasts represent North of England in finals

    Penrith gymnasts represent North of England in finals

    New boss revealed for Penrith AFC

    New boss revealed for Penrith AFC

  • Obituaries
  • Nostalgia
  • Online archive
  • Buy Photos
  • Buy your paper
  • North Lakes Living
No Result
View All Result
Cumberland and Westmorland Herald
  • News
    Long-awaited go-ahead for A66 dualling scheme

    Long-awaited go-ahead for A66 dualling scheme

    Extinction Rebellion protest outside insurance brokers

    Extinction Rebellion protest outside insurance brokers

    Lake District mountain rescue volunteers called for missing man searching for lost phone

    Lake District mountain rescue volunteers called for missing man searching for lost phone

    Man arrested after assault in Penrith town centre

    Man arrested after assault in Penrith town centre

    Changes to lease accounting – how will this impact your financial statements?

    Changes to lease accounting – how will this impact your financial statements?

    Man fined £100 for using cashpoint in car park

    Man fined £100 for using cashpoint in car park

    Honour for man who devoted his life to Greystoke

    Honour for man who devoted his life to Greystoke

    Sheep breeder’s successful debut at Royal Highland Show

    Sheep breeder’s successful debut at Royal Highland Show

    Global engineering firm Babcock supports Eden charity

    Global engineering firm Babcock supports Eden charity

  • Sport
    Penrith skipper Nicky Burns calls on team to keep winning

    Penrith skipper Nicky Burns calls on team to keep winning

    £100,000 target for new changing rooms extension

    £100,000 target for new changing rooms extension

    Medal success for Upper Eden tug-of-war team

    Medal success for Upper Eden tug-of-war team

    Eden man competes in Hyrox World Games

    Eden man competes in Hyrox World Games

    Double national triumph for Stuart Robinson

    Double national triumph for Stuart Robinson

    Patterdale’s Eden Eagles make history

    Patterdale’s Eden Eagles make history

    Penrith teen crowned British vault champion

    Penrith teen crowned British vault champion

    Penrith gymnasts represent North of England in finals

    Penrith gymnasts represent North of England in finals

    New boss revealed for Penrith AFC

    New boss revealed for Penrith AFC

  • Obituaries
  • Nostalgia
  • Online archive
  • Buy Photos
  • Buy your paper
  • North Lakes Living
No Result
View All Result
Cumberland and Westmorland Herald
No Result
View All Result
Home Expert advice
This article appears as part of a paid partnership with Armstrong Watson

How can businesses combat increased pressure on cashflow and profitability?

By Matthew Hutton, business services director, Armstrong Watson

by CWH
8 June 2025
in Expert advice, News, Sponsored
A A
Share on FacebookShare on Twitter
Matthew Hutton

Over recent times, almost all businesses have been impacted by a barrage of cost increases which have put substantial pressure on profitability and cash flow.

Factors contributing to cost increases

The last few years have seen many contributing factors, all the way back to the increase in material costs during the Covid-19 pandemic, the subsequent energy price crisis, interest rate increases, and more recently, the increases in National Minimum Wage (NMW) and National Insurance rates for employers.

Additionally, businesses also need to account for recent changes to business rates, with the standard multiplier increasing to 55.5p and, for those in retail hospitality and leisure, the level of relief provided by the Retail Hospitality and Leisure scheme reducing from 75% to 40%.

The need for up-to-date cashflow forecasts

This constant volatility in the cost base of many businesses makes it even more important than ever to ensure that business owners have up-to-date cashflow projections in place, and that these are regularly reviewed and updated.

Without this clear visibility, it is impossible to make fully informed and accurate decisions to combat cost increases.

Many businesses may still be unaware of the scale of impact the latest changes, introduced in April 2025, will have on their cashflow over the course of a year.

Armstrong Watson’s free forecasting tool can help determine how these changes might impact your salary bill.

Benefits of timely cashflow projections

Once you know the exact effects of the increases, you will then be able to make the best informed and quantifiable decisions, whether that is reviewing pricing structures to restore margins, revisiting product ranges and exploring new markets to diversify revenue streams, or reducing spending in certain areas, these decisions are best made when you have the correct, and timely, information to hand.

To improve cashflow and profitability, businesses can also consider strategies such as reducing excess stock and ensuring timely collection of payments from customers.

Early cashflow projections will highlight any pinch points that may require short-term funding but equally, if a business is looking to undertake a significant purchase of machinery or a new building, a ‘stress test’ can indicate how this would affect cashflow.

Should you need any assistance with your cashflow forecasts, Armstrong Watson has vast experience in helping businesses on this journey. Please get in touch for further advice and support.
Call 01768 222030 or email help@armstrongwatson.co.uk

Related Posts

Long-awaited go-ahead for A66 dualling scheme
Latest

Long-awaited go-ahead for A66 dualling scheme

8 July 2025
Extinction Rebellion protest outside insurance brokers
Latest

Extinction Rebellion protest outside insurance brokers

7 July 2025
Lake District mountain rescue volunteers called for missing man searching for lost phone
Latest

Lake District mountain rescue volunteers called for missing man searching for lost phone

7 July 2025
Man arrested after assault in Penrith town centre
Latest

Man arrested after assault in Penrith town centre

6 July 2025
Changes to lease accounting – how will this impact your financial statements?
Expert advice

Changes to lease accounting – how will this impact your financial statements?

6 July 2025
Man fined £100 for using cashpoint in car park
News

Man fined £100 for using cashpoint in car park

4 July 2025
No Result
View All Result

Stay connected

Facebook Twitter Instagram

Most popular

Arrests after shoplifting incidents in Penrith

Arrests after shoplifting incidents in Penrith

2 July 2025
Changes to lease accounting – how will this impact your financial statements?

Changes to lease accounting – how will this impact your financial statements?

6 July 2025
Global engineering firm Babcock supports Eden charity

Global engineering firm Babcock supports Eden charity

4 July 2025
Man fined £100 for using cashpoint in car park

Man fined £100 for using cashpoint in car park

4 July 2025
Man arrested after assault in Penrith town centre

Man arrested after assault in Penrith town centre

6 July 2025
Sheep breeder’s successful debut at Royal Highland Show

Sheep breeder’s successful debut at Royal Highland Show

4 July 2025
Cumberland and Westmorland Herald Logo

33 Middlegate
Penrith
Cumbria
CA11 7SY

Phone: 01768 862313
Email: news@cwherald.com

Registered in England as Barrnon Media Limited. No: 12475190
VAT registration number: 343486488

Explore

  • News
  • Sport
  • Farming
  • Property
  • Obituaries
  • Nostalgia
  • Your view

Useful links

  • Contact us
  • Photosales
  • Online archive
  • Buy your paper
  • Digital edition
  • North Lakes Living
  • Advertise
  • About us

Follow us on

© Barrnon Media Limited 2025

Terms & Conditions / Privacy Policy / Cookie Policy

This website and its associated newspaper are members of the Independent Press Standards Organisation
Review Your Cart
0
Discount
Add Coupon Code
Subtotal
Total Installment Payments
Bundle Discount
Checkout

 
0
No Result
View All Result
  • Home
  • News
  • Sport
  • Obituaries
  • Nostalgia
  • Online archive
  • more
    • North Lakes Living
    • Buy Photos
    • Buy your paper
    • About us
    • Contact us

© 2020 Cumberland & Westmorland Herald