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Cumberland and Westmorland Herald
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    Pensioner exposed himself to Lake District runner

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    Terminal hillness: Cumbrian man with incurable cancer pays homage to the Lake District

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    Eden man competes in Hyrox World Games

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    Double national triumph for Stuart Robinson

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    Patterdale’s Eden Eagles make history

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    Penrith teen crowned British vault champion

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    Penrith gymnasts represent North of England in finals

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Cumberland and Westmorland Herald
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    Illegal vapes seized from Eden shop

    Illegal vapes seized from Eden shop

    Partnership vs company: Choosing the right structure for your farming business

    Partnership vs company: Choosing the right structure for your farming business

    Pensioner exposed himself to Lake District runner

    Pensioner exposed himself to Lake District runner

    Expansion of smell complaints scheme

    Expansion of smell complaints scheme

    Terminal hillness: Cumbrian man with incurable cancer pays homage to the Lake District

    Terminal hillness: Cumbrian man with incurable cancer pays homage to the Lake District

    Ex-soldier cleared of causing two men’s death in M6 crash

    Ex-soldier cleared of causing two men’s death in M6 crash

    Plans for 100-caravan holiday park revealed

    Plans for 100-caravan holiday park revealed

    Award for Eden police officer who goes the extra mile

    Award for Eden police officer who goes the extra mile

    Concerns over public toilets in Kirkby Stephen

    Concerns over public toilets in Kirkby Stephen

  • Sport
    £100,000 target for new changing rooms extension

    £100,000 target for new changing rooms extension

    Medal success for Upper Eden tug-of-war team

    Medal success for Upper Eden tug-of-war team

    Eden man competes in Hyrox World Games

    Eden man competes in Hyrox World Games

    Double national triumph for Stuart Robinson

    Double national triumph for Stuart Robinson

    Patterdale’s Eden Eagles make history

    Patterdale’s Eden Eagles make history

    Penrith teen crowned British vault champion

    Penrith teen crowned British vault champion

    Penrith gymnasts represent North of England in finals

    Penrith gymnasts represent North of England in finals

    New boss revealed for Penrith AFC

    New boss revealed for Penrith AFC

    Penrith Panthers celebrate winning season

    Penrith Panthers celebrate winning season

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Home News

Nearly half of Eden banks close since 2015

by CWH
19 May 2022
in News
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Nearly half of banks in Eden have closed since 2015, new figures show.

Analysis from consumer champion Which? has shown a sharp decline in the number of bank branches open in areas across much of the UK compared to seven years ago.

According to figures up to the end of April, 10 bank branches have shut in the constituency of Penrith and The Border since the start of 2015, leaving 12 remaining in the area.

Separate figures from LINK, a cash machine network, show there has also been a decline in the number of free-to-use ATMs across the UK in recent years.

Their data shows that between the start of 2018 and early March this year, the number of ATMs in Penrith and The Border dropped from 67 to 51.

The increasing use of online banking and contactless payments have led to concerns some will be left behind, or unable to access key services.

Which? chief executiveAnabel Hoult said: “While the pandemic has accelerated the move to digital payments for many consumers, many are not yet ready to make that switch and require protection from an avalanche of ATM and bank branch closures that have left the UK’s cash system at risk of collapse.”

A bill to protect access to cash was announced as part of the Queen’s Speech.

The Treasury said the new legislation would ensure continued access to withdrawal and deposit facilities across the UK.

Economic secretary to the Treasury, John Glen, said: “We know that access to cash is still vital for many people, especially those in vulnerable groups.

“We promised we would protect it, and through this bill we are delivering on that promise.”

Full details on what will be included are yet to be published.

Which? welcomed the bill but said it must ensure that clear requirements are placed on industry to meet communities’ need for cash.

Its data found that 48 per cent of bank branches across the UK have closed since the start of 2015, and seven constituencies have seen every one of their bank branches closed in recent years.

And LINK said that over 13,500 free-to-use ATMs have been cut from the UK’s network – a quarter of the 54,500 in operation at the start of 2018.

Recent research by the Royal Society of Arts estimates 10 million people in the UK would struggle in a cashless society.

The research suggests the elderly and those in areas with poor mobile or broadband connectivity have suffered most in the move to digital banking.

RSA researcher Mark Hall said: “For millions of people, their relationship with cash is critical to the way they manage their weekly budget.

“It’s vital that the dash to digital doesn’t disenfranchise anyone, especially with the cost-of-living crisis putting such significant strain on family finances right now.”

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